Total and Permanent Disablement (TPD) insurance is basically your financial support in case of serious injury or permanent disability as a result of an accident. TPD insurance aims to give you choices and options if you become incapable to work. It provides you or your family with a one-off payment to fund lifestyle changes, covers Read More ...
It is crucial that all TPD Insurance policyholders and anyone looking to take out TPD cover to have a clear understanding on the conditions around claiming TPD in Australia. The process of submitting a claim to actually receiving a benefit can take months and be complicated. An understanding of this process can ensure the policyholder Read More ...
One of the most common claims for disability insurance in Australia in recent years is for Mental Illness. As such, life insurance companies are becoming increasingly stringent around the requirements for a successful benefit payment. In 2006 alone $206 million paid out in TPD claims in Australia, 20% of which were related to mental illness Read More ...
